Medicare Overview

Seniors Learn about Medicare and find the right plan for you.

Medicare Explained Simply

Assistance with health care has been a growing issue in the United States for years. Many individuals, especially seniors, find that they are unable to afford medical bills or insurance for coverage. This leaves them with some tough decisions. Too often, one must choose between good health and finances. There’s no middle ground. The Medicare program was developed by the government to help those who are eligible with their overwhelming health care bills.

There is a lot of information to process when considering Medicare. Knowing what Medicare is and how it works will help you choose the program that will best meet your individual needs. Use this helpful guide to get an understanding of the Medicare program and how it can benefit you.

What is Medicare?

Medicare is a government health insurance program administered by the Centers for Medicare & Medicaid Services (CMS). Medicare is the largest health i nsurance service in the country, with around 40 million Americans participating. To be eligible you must be a citizen of the United States and meet certain requirements.
If you are not a citizen of the United States, you can contact the Social Security Administration office to learn if you would be eligible.

Can you answer yes to at least one of the following s tatements?

  • I am 65 years of age or older.
  • I am under 65, but I have certain disabilities.
  • I have End-Stage Renal Disease (kidney failure that requires a transplant or dialysis).

If so, then you are likely to be eligible for Medicare benefits.

Original Medicare

Original Medicare is made up of Medicare Part A, which provides hospital coverage, and Medicare Part B, which provides medical coverage..


Medicare Part C

Medicare Part C is a combination of Part A and Part B,provided through private insurance companies approved by Medicare

Medicare Part D

Medicare Part D is optional, stand-alone prescription drug coverage insurance. Most people do have to pay a premium for this coverage.


Medicare Supplement

Medigap, also known as Medicare Supplement, covers additional expenses such as co-insurance, co-pays, deductibles.